Exodus Lending is the only nonprofit dedicated solely to helping Minnesotans get out of payday lending debt.

What We Do

We get Minnesotans out of payday loan debt and back on track financially by enrolling and supporting them in a 0% interest refinance program, lending up to $1,000 to qualified participants.

Why We Do It

We envision a world where all people are free from the cycle of debt caused by predatory lenders. We seek lasting change for the individuals and families, for financial institutions, and for our society.

Meet Our Staff

Sara Nelson-Pallmeyer

Executive Director

Prior to Exodus, Sara was the Family Services Manager at Twin Cities Habitat for Humanity, the director of the Greater Minneapolis Council of Churches’ Center for Families in North Minneapolis and later Minnesota FoodShare. Most recently she was with Sarah’s…an Oasis for Women.

Kaitlyn Szabo

Administrative and Development Associate

Kaitlyn studied urban studies and sociology of law at the University of Minnesota. During her undergraduate career, she spent time working with a research group focused on supporting military families and interning with a tenant’s rights advocacy organization as well as a community foundation supporting social justice initiatives throughout Minnesota.

Anna Li

Program Coordinator

Anna graduated from Augsburg University with a Master's in Business Administration with a focus on social responsibility and stewardship. She is passionate about helping others and has spent many years volunteering for local organizations.

Anika Johnson

Outreach/Fundraising Specialist VISTA

Anika is a recent graduate from the University of St. Thomas where she earned degrees in Justice & Peace Studies and Psychology. Here she developed a passion for social justice and fighting inequity. In this role at Exodus Lending she hopes to learn community engagement skills that she can use to strengthen the organization and carry through to her future career.

Executive Board Members

Meghan Olsen-Biebighauser


Parish Organizing Leader, Holy Trinity Lutheran Church

Eric Howard


Executive Assistant to the Bishop, Minneapolis Area Synod of the ELCA

Sean P. Cole


Executive Vice President – Chief Administrative Officer, Lake Area Bank & Roundbank

Nicole Haverly


Director of Credit Risk Management, Affinity Plus Federal Credit Union

Board Members at Large

Anne Leland Clark

Board Member

Financial Capability, Learning Director, Prepare + Prosper

Dolores “Laney” Ohmans

Board Member

Director of Development and Communications, HECUA

Chris Romano

Board Member

Director of Strategic Operations, Thrivent Holdings, a division of Thrivent Financial

Nick Scheibel

Board Member

VP, Private Wealth Advisor, U.S. Bank Private Wealth Management

Sarah Schoolcraft

Board Member

Employee Experience Specialist, phData

Jeff Siemon

Board Member

VP, Investor Relations Officer, General Mills, Inc.