Paula’s Story

A couple pay stubs. A photo ID. That’s all Paula needed to get a payday loan to cover a car repair. Simple enough, right? Not quite. The loan was then due back in full in two weeks. In theory, Paula could cover it with her next paycheck. In reality, Paula was living paycheck to paycheck. Her… Read More

Deb’s Story

Fifteen years ago, Deb took out her first payday loan. At that time, she was able to repay and move on. After a recent medical emergency, she once again turned to payday loans. But this time was different. The payday loan brought a flicker of financial relief, but that spark faded fast as she quickly… Read More

Tyren’s Story

Tyren McGruder, center, is grateful for financial help from Exodus Lending. He is shown with Meghan Olsen Biebighauser, Exodus’ (former) interim director, and Adam Rao, its founding director, now an MBA student at the University of Minnesota. Tyren McGruder, a working-class single dad, has emerged from the debt trap of payday loans thanks to Holy… Read More

Caption CC Mike Zu

Sarah’s Story

One missed payment of $200 became $400 plus late fees. That’s the reality that Sarah K. quickly had to grapple with after taking out her first payday loan. When Sarah came to Exodus Lending she had been in the payday loan cycle for about a year.  There was no big crisis in her life but she reported that because… Read More

Photo CC National Cancer Institute

Brian & Tammie’s Story

“Your wife has a broken neck,” those are the terrible words Brian F. was confronted with the day his wife got into a serious car accident. Up until that moment, Brian and his wife Tammie had shared all their financial responsibilities together. They bought a house together and they paid house payments and all other bills together… Read More

Your investment of $1,000 will transform someone’s life…and then keep going!

Each $1,000 donated covers the full cost of one individual in our program.

The best part? The majority of participants completely pay back their loan.

That means your donation will go on to help others find financial freedom. What an incredible gift.

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Our Mission

Exodus Lending provides trapped payday borrowers a just pathway to financial stability.

Our Values

We seek lasting change for the individual, for financial institutions, and for society at large.

We desire a strong relationship with our clients and with community partners who further our shared goals.

We aim for clarity with our clients and donors every step of the way.

Faith-Rooted Action
We are people of faith who believe that the work of liberation is central to the traditions we embody.


2805 East Lake Street, Suite 102
Minneapolis, MN 55406

CALL: (612) 615-0067

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