Get out of payday loan debt, and into financial stability.

Exodus Lending is a nonprofit helping Minnesota families break their cycle of payday loan debt.

The Payday Loan Problem

Payday lending’s predatory and toxic impact on our communities can be equated to a modern form of slavery. According to research, the average family in payday debt is trapped in revolving payday debt for at least 5 months out of the year. This cycle hinders individual financial well-being as well as deters them from pursuing any financial future outside of paying off debt.

Monthly APR = 450%

On average, borrowers pay over 4x the amount on their payday loan, in interest.

1 in 20 Americans

According to a 2012 Pew survey, millions of Americans had payday loan debt.

Where We've Helped

We've helped individuals across Minnesota with their payday loans.