Understanding Interest and Fees
Interest and fees, in their simplest terms, are the cost of using somebody else’s money. Thus, the borrower will repay more (within reason) than they… Read More
Interest and fees, in their simplest terms, are the cost of using somebody else’s money. Thus, the borrower will repay more (within reason) than they… Read More
Life is full of unexpected changes, hurdles, and setbacks. Fortunately, with a little foresight, discipline, and determination, you can weather the storm. Here’s how: Accept… Read More
Reducing Credit Card Debt Racking up credit card debt is a common phenomenon in the United States, as the Federal Reserve found U.S. Read More
How to Save $500 in a Year Are you financially prepared for a $500 emergency? If your answer is “no,” you are not… Read More
For many, cars are expensive necessities – that’s why it’s important to take time to assess your unique situation and prepare your budget for all… Read More
It is difficult to think long-term, especially for events as far away from retirement, when you are simply trying to stay on top of… Read More
Why Should I Budget? To effectively manage your finances, you need a budget. That’s what every personal finance blog, class, video, and professional… Read More
Here are some sample short and long-term goals, as well as action steps to take to help you achieve them. But… Read More
According to the American Psychological Association (APA), one of the major stressors for people during the holiday season (or, frankly, any time of… Read More
Define Need vs. Want A need is an expense that is essential for you and your family to live and work. Read More