A Path Out of the Payday Lending Trap

Anthony Schmitz writes about David, an Exodus Lending program participant, who shares his experience of working with Exodus Lending as the first step in becoming free from debt.  Read more here… Read More

Republicans’ banking plan leaves Minnesotans vulnerable to predatory lenders

Published June 1, 2017 in the City Pages:  This week, the U.S. House of Representatives is expected to vote to roll back Wall Street regulations designed to avoid the kind of economic collapse that happened in 2008. The Financial Choice Act, the GOP’s answer to repealing Dodd-Frank, carries provisions that would once again allow big… Read More

Minnesota Daily lets students know about Exodus Lending!

Thanks to Raju Chaduvula for his report on Exodus Lending for the Minnesota Daily at the University of Minnesota Twin Cities Campus.  Mr. Chaduvula writes about our history freeing Minnesotans from the payday loan debt trap, as well as our hopes as we move into the future.  Read the entire story here… Read More

Exodus Lending, an alternative to payday lenders, makes 100 loans in less than two years

Exodus Lending, which launched two years ago from a Minneapolis Lutheran congregation as the first alternative to  payday loans, has made its 100th loan, including to 41 working-poor borrowers who were refinanced from the “payday loan debt trap” and repaid in full. “We had no idea the program would grow this big and help so… Read More

States without Payday and Car‐title Lending Save Over $5 Billion in Fees Annually

According to a report published in  2016 and updated in January 2017 by the Center for Responsible Lending (CRL), Minnesota alone saves $81,240,630 annually because car title loans are not legal in Minnesota. Their report indicates that we could save even more than that amount if payday loans were not allowed either. CRL estimates that states without… Read More



Our Mission

Exodus Lending provides trapped payday borrowers a just pathway to financial stability.

Our Values

We seek lasting change for the individual, for financial institutions, and for society at large.

We desire a strong relationship with our clients and with community partners who further our shared goals.

We aim for clarity with our clients and donors every step of the way.

Faith-Rooted Action
We are people of faith who believe that the work of liberation is central to the traditions we embody.


Minneapolis, MN 55406

CALL: (612) 615-0067

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