You Can Help

Be a part of changing someone’s life. Every volunteer and financial donation empowers the community to achieve financial freedom.


The Payday Loan Problem

Payday lending’s predatory and toxic impact on our communities can be equated to a modern form of slavery. According to research, the average family in payday debt are trapped in revolving payday debt for at least 5 months out of the year. This cycle hinders individual financial well-being as well as deters them from pursuing any financial future outside of paying off debt.

Monthly APR = 450%

On average, borrowers pay over 4x the amount on their payday loan, in interest.

1 in 20 Americans

According to a 2012 Pew survey, millions of Americans had payday loan debt.

Our Success


participant dollars saved


in loans refinanced


program graduates


I’ve had paychecks where I wasn’t in the hole already. It’s quite enlightening. It’s giving me hope and has just lifted a great deal off of my shoulders.

We are glad to pay back the loan in order to allow Exodus Lending to offer a loan to someone else who needs one.

I smile a little more. I’m a little bit happier. I walk with a lighter step. I hold my head up a little higher. Everyday is a brighter day.