Our board of directors is responsible for making important decisions regarding the governance, mission and vision of Exodus Lending.  We are grateful for their expertise, passion for our work, and support!

Executive Committee

Meghan Olsen-BiebighauserPresident
Parish Organizing Leader
Holy Trinity Lutheran Church

Meghan, along with Anna Brelje and several others, is one of the co-founders of Exodus Lending and is proud to be a part of this innovative and transformative work. Originally from New York, Meghan holds a degree in Theology from Valparaiso University in Indiana, and works as the Parish Organizer at Holy Trinity Lutheran Church where she supports the congregations goal of reforming payday lending policy in Minnesota as well as other neighborhood-based initiatives.  She lives in the Powderhorn neighborhood with her husband Jeff, their daughter Frances, son Robin, and their dog Toby.

Eric Howard, Vice-President
Project Manager

Eric works in Minneapolis as a digital strategist at Fourth Sector Consulting and comes to Exodus Lending with a background in faith-based, grassroots community organizing and strategic communications. He received a degree from Northern Arizona University in Public Relations and Speech Communications before he moved to Minnesota to work as ISAIAH’s first Communications Manager. There, he worked in diverse communities to advance media strategies that amplified the voices of grassroots, civic and religious leaders calling for racial and economic justice in Minnesota.

Sean P. Cole, Secretary
Executive Vice President – Chief Administrative Officer
Lake Area Bank & Roundbank

Sean, a strategic, creative veteran of the financial industry, brings his twenty-five years of experience to Exodus Lending. As Executive Vice President/Chief Administrative Officer for Lake Area Bank and Roundbank, Sean leads several areas including Finance, Accounting, Operations, Compliance and IT and serves on the Executive Management team at both banks.  Sean has the ability to bring strategic ideas and business analysis together in an understandable, motivating vision.  A native of Marshall, Minnesota and a graduate of the University of North Dakota with a B.B.A. in Finance as well as a the Graduate School of Banking at the University of Wisconsin, Sean has also been active in his community.  He served nine years as chair of the Administrative & Finance Council of Holy Spirit Catholic Parish and School in St. Paul.  Sean lives in St Paul with his wife, daughter and yellow lab and enjoys spending time pursing both leisurely and active pursuits of life at the cabin.

Nicole HaverlyTreasurer
Director of Credit Risk Management
Affinity Plus Federal Credit Union

Nicole is the Director of Credit Risk Management at Affinity Plus Federal Credit Union in Saint Paul, Minnesota, and has worked in the credit union industry for seven years. She graduated from the University of Wisconsin – Madison with a Bachelors of Arts in Communications and Spanish, and soon after entered the financial services field in the branch network in Madison, Wisconsin. She is currently actively pursuing her MBA with an emphasis in finance from Keller Graduate School. Nicole and her spouse, Chad, live in Hudson, Wisconsin, worship and volunteer at Eagle Brook Church in Woodbury, and have a daughter named Siena who keeps them both on their feet. Nicole is a bookworm, enjoys traveling to different parts of the world, and believes that learning how to save is the first step to financial freedom.

Board Members at Large

Berni Johnson-Clark
Real Estate Agent
Keller Williams Integrity Realty

Berni helps sellers and buyers through real estate transactions that fit their lifestyle. She’s also a financial educator and worked eight years at FamilyMeans in Consumer Credit Counseling Services. She received her bachelor’s degree from St. Cloud State University and completed graduate courses in Leadership at Augsburg College. She’s been active on a few boards including the Minnesota Jump$tart Coalition, Calvary Church, and Jabbok Family Services.

Anne Leland Clark 
Financial Capability + Learning Director
Prepare + Prosper

Anne Leland Clark works for Prepare + Prosper (P+P) as the Financial Capability + Learning Director where she oversees a  financial coaching program and the emerging Financial Access in Reach (FAIR) initiative as well as all organizational evaluation. Before P+P, she worked for both the State of Minnesota and nonprofits in the fields of Community Action, homeless prevention, and adult basic education for new immigrants and refugees. She holds a masters of Public Policy from the Humphrey School at the University of Minnesota. This mix of academic, community and program management experience has equipped her to advocate with and on behalf of low- and moderate-income people to influence and strengthen programs and policy in areas such as asset building, financial inclusion and consumer protection. Anne is native to Minnesota and lives in Eden Prairie where she enjoys listening to policy podcasts, reading voraciously and hosting game nights with friends.

Dolores “Laney” Ohmans
Director of Development and Communications

Laney is a Minnesota native who believes Grace Lee Boggs’ theory that the most radical thing you can do is stay put. She works as communications and development director for Twin Cities-based Higher Education Consortium HECUA, promoting and raising funds for HECUA’s justice-centered programs here and abroad. Laney spends her free time developing events that explore ethical personal finance as part of the Anthill Collective, and during the tax season she volunteers at local nonprofit Prepare + Prosper as a tax preparer. She’s excited to support Exodus Lending’s creative solution to the payday debt trap, a problem that directly affects more than 19 million Americans.

Chris Romano
Director of Strategic Operations
Thrivent Holdings, a division of Thrivent Financial

Chris is the Director of Strategic Operations for Thrivent Holdings, a division of Thrivent Financial, a not-for-profit Fortune 500 financial services company whose mission is to help Christians make wise money decisions and live a life of generosity.  Prior to joining Thrivent, Chris was the Executive Director of the Riverview Economic Development Association, a nonprofit community development corporation on Saint Paul’s West Side.  Chris has an MBA from the University of Minnesota’s Carlson School of Business, and is a Bush Foundation Leadership Fellow.  Chris lived in Nicaragua for two years as a Peace Corps volunteer.  He currently serves as the Board Chair for the Latino Economic Development Center in Minneapolis.  Chris lives in South Minneapolis with his wife Kerry and their three children, Elena, Danny and Joey.

Nick Scheibel
Vice President, Private Wealth Advisor
U. S. Bank Private Wealth Management

Nick has spent his career in financial and philanthropic services, working with families in reaching their personal goals and helping them give back to their community. A native of Madison, Wisconsin, Nick attended Macalester College in St. Paul and is proud to call Minneapolis home. Nick lives with his wife Liz and dog Nate in the Nokomis area of South Minneapolis. In addition to the Exodus Lending board, Nick serves on the Development Committee for Open Arms of Minnesota, where he also hones his culinary skills as a volunteer in their kitchen.

Sarah Schoolcraft
Employee Experience Specialist

Sarah grew up in Vermont and has now been in Minneapolis for the past 10 years.  She is an employee experience advocate having worked in various human resources roles at non-profit and for-profit organizations.  Asking questions about what is working well and what isn’t working well for employees is what she likes to do.  She worked with International Justice Mission, American Refugee Committee, and a couple of tech startups in the Twin Cities.  Sarah has been spending her free time making beaded jewelry and throwing pots on a wheel at Powderhorn Park.

Jeff Siemon
Finance Director, Investor Relations
General Mills, Inc.

Jeff  is a native Minnesotan, though he’s spent half his adult life outside of Minnesota, including 8 years in California and more recently 4.5 years in Switzerland.  Jeff and his wife Kelley have been back in Minnesota for 5 years now, and currently reside in Edina with their two young sons (Luke age 7, and Josh age 5).  Jeff works as a Finance Director at General Mills, with responsibility for the Investor Relations department.  He’s spent his career in various Finance roles with General Mills.  Jeff attends Colonial Church in Edina, and got connected to Exodus Lending back in 2013 by volunteering with Colonial’s Innové social entrepreneurship project.

Our Mission

Exodus Lending provides trapped payday borrowers a just pathway to financial stability.

Our Values

We seek lasting change for the individual, for financial institutions, and for society at large.

We desire a strong relationship with our clients and with community partners who further our shared goals.

We aim for clarity with our clients and donors every step of the way.

Faith-Rooted Action
We are people of faith who believe that the work of liberation is central to the traditions we embody.


2805 East Lake Street, Suite 102
Minneapolis, MN 55406

CALL: (612) 615-0067

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