Our board of directors is responsible for making important decisions regarding the governance, mission and vision of Exodus Lending.  We are grateful for their expertise, passion for our work, and support!

Executive Committee

Meghan Olsen-BiebighauserChair
Parish Outreach Leader
Holy Trinity Lutheran Church

Meghan, along with Anna Brelje and several others, is one of the co-founders of Exodus Lending and is proud to be a part of this innovative and transformative work. Originally from New York, Meghan holds a degree in Theology from Valparaiso University in Indiana, and works as the Parish Organizer at Holy Trinity Lutheran Church where she supports the congregations goal of reforming payday lending policy in Minnesota.  She lives in the Powderhorn neighborhood with her husband Jeff, their daughter Frances and their dog Toby.

Eric Howard, Vice-Chair
Digital Strategist
Fourth Sector Consulting

Eric works in Minneapolis as a digital strategist at Fourth Sector Consulting and comes to Exodus Lending with a background in faith-based, grassroots community organizing and strategic communications. He received a degree from Northern Arizona University in Public Relations and Speech Communications before he moved to Minnesota to work as ISAIAH’s first Communications Manager. There, he worked in diverse communities to advance media strategies that amplified the voices of grassroots, civic and religious leaders calling for racial and economic justice in Minnesota.

Sean P. Cole, Secretary
Executive Vice President – Chief Administrative Officer
Lake Area Bank & Roundbank

Sean, a strategic, creative veteran of the financial industry, brings his twenty-five years of experience to Exodus Lending. As Executive Vice President/Chief Administrative Officer for Lake Area Bank and Roundbank, Sean leads several areas including Finance, Accounting, Operations, Compliance and IT and serves on the Executive Management team at both banks.  Sean has the ability to bring strategic ideas and business analysis together in an understandable, motivating vision.  A native of Marshall, Minnesota and a graduate of the University of North Dakota with a B.B.A. in Finance as well as a the Graduate School of Banking at the University of Wisconsin, Sean has also been active in his community.  He served nine years as chair of the Administrative & Finance Council of Holy Spirit Catholic Parish and School in St. Paul.  Sean lives in St Paul with his wife, daughter and yellow lab and enjoys spending time pursing both leisurely and active pursuits of life at the cabin.

Jeff Siemon, Treasurer
Finance Director, Investor Relations
General Mills, Inc.

Jeff  is a native Minnesotan, though he’s spent half his adult life outside of Minnesota, including 8 years in California and more recently 4.5 years in Switzerland.  Jeff and his wife Kelley have been back in Minnesota for 5 years now, and currently reside in Edina with their two young sons (Luke age 7, and Josh age 5).  Jeff works as a Finance Director at General Mills, with responsibility for the Investor Relations department.  He’s spent his career in various Finance roles with General Mills.  Jeff attends Colonial Church in Edina, and got connected to Exodus Lending back in 2013 by volunteering with Colonial’s Innové social entrepreneurship project.

Board Members at Large

Anna Brelje
Community Engagement Coordinator
Education Minnesota

Anna served as the lead applicant for the Exodus Lending Innové grant process. Her personal experience as a consumer formerly trapped in the payday loan debt trap gives her a unique perspective on the mission and outcomes Exodus Lending is attempting to achieve.  She has worked professionally as a community, union and political organizer for 14 years.  She attends Holy Trinity Lutheran Church.

Brian Fullman
Associate Organizer
ISAIAH Minnesota

Brian, originally from Chicago, now resides in Blaine.  Concerned about and personally affected by predatory lending, Brian has been very involved in working to end the problem of payday loans through his involvement with ISAIAH Minnesota, first as an active volunteer and now as a full-time organizer. Additionally, he still works part-time as a barber in Brooklyn Park.  Brian and his wife, Tammie, are members of New Creation Church in Minneapolis.

Nicole Haverly
Director of Credit Risk Management
Affinity Plus Federal Credit Union

Nicole is the Director of Credit Risk Management at Affinity Plus Federal Credit Union in Saint Paul, Minnesota, and has worked in the credit union industry for seven years. She graduated from the University of Wisconsin – Madison with a Bachelors of Arts in Communications and Spanish, and soon after entered the financial services field in the branch network in Madison, Wisconsin. She is currently actively pursuing her MBA with an emphasis in finance from Keller Graduate School. Nicole and her spouse, Chad, live in Hudson, Wisconsin, worship and volunteer at Eagle Brook Church in Woodbury, and have a daughter named Siena who keeps them both on their feet. Nicole is a bookworm, enjoys traveling to different parts of the world, and believes that learning how to save is the first step to financial freedom.

C. John Hildebrand
Senior Instructor
ELS Language Centers
Antiracism Facilitator

C. John hails from the great western state of Wyoming.  He has made Minneapolis his home for 10 years.  John is an ELS teacher and is very involved in his faith community (Calvary Church) as an antiracism dialogue facilitator and a member of the Faith and Justice Team.  He is passionate about Sabbath Economics developed by Ched Myers and is excited to see how Exodus Lending can make a real difference for folks on the margins of our economy.  John holds degrees from the University of Sioux Falls and Luther Seminary, and he recently completed a spiritual director training program at Christos Center for Spiritual Formation.  

Berni Johnson-Clark
Real Estate Agent
Keller Williams Integrity Realty

Berni helps sellers and buyers through real estate transactions that fit their lifestyle. She’s also a financial educator and worked eight years at FamilyMeans in Consumer Credit Counseling Services. She received her bachelor’s degree from St. Cloud State University and completed graduate courses in Leadership at Augsburg College. She’s been active on a few boards including the Minnesota Jump$tart Coalition, Calvary Church, and Jabbok Family Services.

Philip A. Jury, Ph.D.
Senior Consultant, Director
CEB (Corporate Executive Board)

Phil is Director, Senior Consultant at Corporate Executive Board.  Prior to that he served as President and Executive Director of SPR Center located in Bloomington, MN.  Phil has devoted his career to designing and facilitating organizational development initiatives and assessment tools for corporations around the world.  A graduate of Gustavus Adolphus College, Phil received his PhD in Industrial/Organizational Psychology in 1976.  Memberships include the Society for Industrial and Organizational Psychology, the American Psychological Association, and the American Society for Training and Development.

Dolores “Laney” Ohmans
Marketing and Communications Manager
HECUA (Higher Education Consortium for Urban Affairs)

Dolores “Laney” is a St. Paul native who believes fervently in Grace Lee Boggs’ theory that the most radical thing you can do is stay put. She works as marketing and communications manager for Twin Cities-based higher education consortium HECUA, where she desperately tries to stay “hip” and “with it” in her attempts to communicate with college undergraduates. Laney spends her free time volunteering at Prepare + Prosper as a tax preparer, and at Unity Church Unitarian, as a member of the Generosity Team. She’s excited to support Exodus Lending’s creative solution to the payday debt trap, a problem that directly affects more than 19 million Americans.

William L. Roberts, Attorney at Law
Faegre Baker Daniels, LLP

Bill  is a partner with the Faegre Baker Daniels law firm.  He is an accomplished trial lawyer whose practice involves complex business and intellectual property litigation. Bill also serves as ethics and professional responsibility officer for his firm.  Bill and his spouse, Sue, have been members of Holy Trinity Lutheran Church for over 20 years.  They have three children, named Will, Lucy and Eliza. Bill has been active in business and civic affairs in Minneapolis for many years, having served on the Board of Minnehaha Academy and as President of the National Contract Management Association, Twin Cities Chapter.

Chris Romano
Director of Strategic Operations
Thrivent Holdings, a division of Thrivent Financial

Chris is the Director of Strategic Operations for Thrivent Holdings, a division of Thrivent Financial, a not-for-profit Fortune 500 financial services company whose mission is to help Christians make wise money decisions and live a life of generosity.  Prior to joining Thrivent, Chris was the Executive Director of the Riverview Economic Development Association, a nonprofit community development corporation on Saint Paul’s West Side.  Chris has an MBA from the University of Minnesota’s Carlson School of Business, and is a Bush Foundation Leadership Fellow.  Chris lived in Nicaragua for two years as a Peace Corps volunteer.  He currently serves as the Treasurer for the Latino Economic Development Center in Minneapolis.  Chris lives in South Minneapolis with his wife Kerry and their three children, Elena, Danny and Joey.

Our Mission

Exodus Lending provides trapped payday borrowers a just pathway to financial stability.

Our Values

We seek lasting change for the individual, for financial institutions, and for society at large.

We desire a strong relationship with our clients and with community partners who further our shared goals.

We aim for clarity with our clients and donors every step of the way.

Faith-Rooted Action
We are people of faith who believe that the work of liberation is central to the traditions we embody.


Minneapolis, MN 55406

CALL: (612) 615-0067

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